Live in Ecuador (2024)

By living in Ecuador, you'll be able to enjoy a quality of life that's hard to beat anywhere else in the world. If you like the outdoors, dream of owning a Spanish colonial home in a colonial city, or want to spend hours strolling on an undeveloped beach, then living in Ecuador may be for you.

This small South American country that straddles the equator is one of those rare places that offers something for nearly everyone. With three distinct geographical zones on the mainland, plus the renowned Galapagos Islands, Ecuador offers living opportunities on the beaches of the Pacific, in the cooler highland climates, and a in a nature-lover’s paradise near the Amazon Basin.

Because of the country’s equatorial position, the weather never varies by much. On the coast and the eastern base of the Andes the temperature will range from the high 70s F to the mid-80s F every day of the year. The upper reaches of the Andes Mountains are cooler with average highs of mid-60s F to mid-70s F depending upon altitude and cloud cover. It’s easy to find your ideal climate by simply moving down or up in altitude.

In the major cities like Quito, Guayaquil, and Cuenca, you can enjoy all of the Western conveniences you are accustomed to. New cars abound, including several brands made right here in Ecuadorian factories. Everyone has cell phones, and Internet connections are just as common. World-class restaurants serve excellent meals, yet you’ll be hard pressed to pay more than $50 for a dinner for two, drinks included.

Small town life is alive and well in Ecuador, too. Popular among expats is Cotacachi with its craft village vibe, the hot spring-laden town of Baños, and Vilcabamba where local residents are rumored to have unusually long lifespans.

Living in Ecuador, you’ll also have access to excellent medical care. In the bigger cities, you’ll find hospitals with state-of-the-art equipment, as well as specialists in all fields and physicians with private clinics. The average visit to the doctor’s office costs just $20, with a specialist running about $20 to $25.

Live Comfortably in Ecuador from $1,600 a Month

While it’s true that the cost of living in Ecuador is low, some expats use the low cost of living as a means to enhance their lifestyle. Many foreign residents have a main home in the city, but also have a country home, a beach property, or even property in another country, something that would be more difficult to do in the U.S. It’s also possible to increase your traveling, own nice cars, or partake in other diversions that this low cost of living can afford you.

Expats regularly report living quite comfortably on between $1,600 and $2,200 per couple. Several residence options exist and it’s a relatively simple process for retirees with a pension or Social Security income. To add to the appeal, a flight back to the U.S. for visits is a mere six-hour journey.

Ecuador is also a hub of culture and tradition. From the indigenous inhabitants to the Incan empire, the Spanish conquistadors to the Latin liberator Simon Bolivar, many people have molded Ecuador. And today you can see the influence everywhere. Statues are devoted to military heroes and native leaders. Architecture blends European influence with Andean artwork and makes for an eclectic mix.

10 Reasons to Live in Ecuador

Whether you want to live, invest, vacation, retire, or simply relax in Ecuador, you’ll find the perfect combination of climate, culture, and affordability to make your dreams come true.

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See below for 10 reasons to live in Ecuador.

Live in Ecuador (1)

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Live in Ecuador (2024)

FAQs

What is the downside of retiring to Ecuador? ›

Ecuador is a beautiful, tropical-climate country that is considered a good place to retire for its affordability, interesting cultural heritage, and long list of retirement benefits for expats. However, retiring in Ecuador also means facing the realities of a lack of political stability and limited infrastructure.

Why would you want to live in Ecuador? ›

Ecuador Has the Ideal Natural Landscape and Climate

Ecuador's vast wildlife, natural scenery, and temperate climate reflect on the local culture and add to the quality of life of the people.

Is Ecuador a good place to live in? ›

Safety And Security. Ecuador is relatively safe and has lower crime rates than other South American countries, but petty crime is a major issue in larger cities, particularly Quito and Guayaquil.

Why are Americans moving to Ecuador? ›

For many years, the coastal South American country of Ecuador had it all for Americans considering retiring abroad: great weather, a low cost of living and beautiful beaches. Ecuador ranked No. 4 in International Living magazine's Best Countries to Retire Abroad in 2023.

Does Ecuador tax US pensions? ›

Moving to Ecuador can be a major financial boost for Americans, as foreign residents are only taxed on Ecuadorian-sourced income — so US Social Security checks and US-based retirement plan/pension payouts would be exempt.

Where is the safest place to live in Ecuador? ›

What is the safest city in Ecuador? Cuenca together with all towns in Galapagos are amongst the safest places in Ecuador. Low crime rates and the kind and friendly people will make you feel comfortable while discovering these beautiful locations.

What are the drawbacks of Ecuador? ›

Political instability remains a major drawback

The restricted access of Ecuador to investment markets leaves the country very poorly ranked in open markets freedom. Our proprietary Environmental Sustainability survey rebalances the picture, since it ranks Ecuador 33rd worldwide.

What are the weaknesses of Ecuador? ›

Political instability remains a major drawback

Its main strengths lie in monetary freedom – the US dollar is the official currency – and tax burden, but it obtains very poor scores in rule of law, as property rights, judicial effectiveness and government integrity are worsE than the world's average.

How much money do you need to survive in Ecuador? ›

The low cost of living in this small Andean country is often cited as one of the main draws for overseas retirees choosing it as their new home. A couple can live quite comfortably in Ecuador for less than $23,000 per year.

What is a good income in Ecuador? ›

In terms of salary distribution, 25% of Ecuador's population are earning less than 820 USD per month while 75% of them are earning more than 820 USD. Meanwhile, 75% of the population are earning less than 4,080 USD while 25% are earning more than 4,080 USD (with an average monthly maximum salary of 6,080 USD).

What is the quality of life in Ecuador? ›

Fresh fruits and vegetables—clean air and water—year-round temperate climate—no wonder so many expats living in Ecuador say they feel better than they have in years. Healthcare in metropolitan areas is top-notch with costs a fraction of what you would pay in North America.

Where do most American expats live in Ecuador? ›

Cuenca Ecuador

With more than 10,000 expats from North America and Europe, Cuenca is the most popular expat destination in Ecuador. Declared a UNESCO World Heritage Site in 1999, it's a beautiful old-world Spanish colonial city with all the modern conveniences.

How long can a US citizen live in Ecuador? ›

With a work visa, you can stay in Ecuador for up to two years and renew the visa once it expires. In case you want to work as a remote worker, you can apply for a Digital Nomad Visa, also known as a rentista visa. This type of visa is valid for two years and entitles you to many great benefits.

How safe is Ecuador for US citizens? ›

Country Summary: Crime is a widespread problem in Ecuador. Violent crime, such as murder, assault, kidnapping, and armed robbery, is prevalent and widespread. The rate of violent crime is significantly higher in areas where transnational criminal organizations are concentrated.

What is the crime rate in Ecuador? ›

Ecuador crime rate & statistics for 2022 was 0.00, a 100% decline from 2021. Ecuador crime rate & statistics for 2021 was 14.02, a 79.79% increase from 2020. Ecuador crime rate & statistics for 2020 was 7.80, a 13.98% increase from 2019. Ecuador crime rate & statistics for 2019 was 6.84, a 17.16% increase from 2018.

How safe is it for Americans to live in Ecuador? ›

Country Summary: Crime is a widespread problem in Ecuador. Violent crime, such as murder, assault, kidnapping, and armed robbery, is prevalent and widespread. The rate of violent crime is significantly higher in areas where transnational criminal organizations are concentrated.

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