Stock.Regions Financial
| RFStock | USD18.860.050.27% |
Regions Financial's odds of distress is under 6% at the present time. It has tiny probability of undergoing some form of financial straits in the near future. Regions Financial's Chance of financial distress is determined by interpolating and adjusting Regions Altman Z Score to account for off-balance-sheet items and missing or unfiled public information. All items used in analyzing the odds of distress are taken from the Regions balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Regions Financial Piotroski F Score and Regions Financial Altman Z Score analysis.
For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.
Regions | Probability Of Bankruptcy Market Cap Enterprise Value Price To Sales Ratio Dividend Yield Ptb Ratio Days Sales Outstanding Book Value Per Share Free Cash Flow Yield Invested Capital Operating Cash Flow Per Share Stock Based Compensation To Revenue Capex To Depreciation Pb Ratio Ev To Sales Free Cash Flow Per Share Roic Net Income Per Share Sales General And Administrative To Revenue Capex To Revenue Cash Per Share Pocfratio Interest Coverage Payout Ratio Capex To Operating Cash Flow Pfcf Ratio Income Quality Roe Ev To Operating Cash Flow Pe Ratio Return On Tangible Assets Ev To Free Cash Flow Earnings Yield Intangibles To Total Assets Net Debt To E B I T D A Current Ratio Tangible Book Value Per Share Receivables Turnover Graham Number Shareholders Equity Per Share Debt To Equity Capex Per Share Graham Net Net Revenue Per Share Interest Debt Per Share Debt To Assets Enterprise Value Over E B I T D A Short Term Coverage Ratios Price Earnings Ratio Price Book Value Ratio Price Earnings To Growth Ratio Dividend Payout Ratio Price To Operating Cash Flows Ratio Price To Free Cash Flows Ratio Pretax Profit Margin Ebt Per Ebit Operating Profit Margin Effective Tax Rate Company Equity Multiplier Long Term Debt To Capitalization Total Debt To Capitalization Return On Capital Employed Debt Equity Ratio Ebit Per Revenue Quick Ratio Dividend Paid And Capex Coverage Ratio Net Income Per E B T Cash Ratio Operating Cash Flow Sales Ratio Days Of Sales Outstanding Free Cash Flow Operating Cash Flow Ratio Cash Flow Coverage Ratios Price To Book Ratio Fixed Asset Turnover Capital Expenditure Coverage Ratio Price Cash Flow Ratio Enterprise Value Multiple Debt Ratio Cash Flow To Debt Ratio Price Sales Ratio Return On Assets Asset Turnover Net Profit Margin Price Fair Value Return On Equity Change In Cash Stock Based Compensation Free Cash Flow Change In Working Capital Begin Period Cash Flow Other Cashflows From Financing Activities Depreciation Other Non Cash Items Dividends Paid Capital Expenditures Total Cash From Operating Activities Net Income Total Cash From Financing Activities End Period Cash Flow Change To Inventory Total Cashflows From Investing Activities Change To Account Receivables Other Cashflows From Investing Activities Sale Purchase Of Stock Investments Change Receivables Net Borrowings Cash And Cash Equivalents Changes Cash Flows Other Operating Change To Netincome Change To Liabilities Change To Operating Activities Common Stock Shares Outstanding Total Assets Short Long Term Debt Total Other Current Liab Total Current Liabilities Total Stockholder Equity Property Plant And Equipment Net Net Debt Retained Earnings Cash Non Current Assets Total Non Currrent Assets Other Other Assets Cash And Short Term Investments Net Receivables Liabilities And Stockholders Equity Non Current Liabilities Total Other Stockholder Equity Total Liab Total Current Assets Short Term Debt Accumulated Other Comprehensive Income Common Stock Other Liab Accounts Payable Long Term Debt Good Will Short Term Investments Inventory Treasury Stock Intangible Assets Property Plant Equipment Common Stock Total Equity Property Plant And Equipment Gross Other Current Assets Preferred Stock Total Equity Retained Earnings Total Equity Net Tangible Assets Capital Surpluse Long Term Investments Non Current Liabilities Other Short Long Term Debt Long Term Debt Total Earning Assets Net Invested Capital Capital Stock Interest Expense Other Operating Expenses Operating Income Ebit Ebitda Total Operating Expenses Income Tax Expense Depreciation And Amortization Selling General Administrative Total Revenue Gross Profit Income Before Tax Total Other Income Expense Net Cost Of Revenue Net Income Applicable To Common Shares Selling And Marketing Expenses Net Income From Continuing Ops Discontinued Operations Tax Provision Net Interest Income Interest Income Extraordinary Items Reconciled Depreciation Probability Of Bankruptcy |
The Regions Financial's current Market Cap is estimated to increase to about 14.6B, while Enterprise Value is projected to decrease to roughly 916.6M.
Regions Financial Company chance of financial distress Analysis
Regions Financial's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.
Probability Of Bankruptcy | = | Normalized | Z-Score |
Current Regions Financial Probability Of Bankruptcy | Less than 6% |
Most of Regions Financial's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Regions Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Our calculation of Regions Financial probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Regions Financial odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Regions Financial financial health.
Is Regions Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.88 | Earnings Share 2.11 | Revenue Per Share 7.501 | Quarterly Revenue Growth 0.156 | Return On Assets 0.0135 |
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Regions Probability Of Bankruptcy Driver Correlations
Understanding the fundamental principles of building solid financial models for Regions Financial is extremely important. It helps to project a fair market value of Regions Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Regions Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Regions Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Regions Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.
| Competition |
Based on the latest financial disclosure, Regions Financial has a Probability Of Bankruptcy of 6.0%. This is 87.98% lower than that of the Banks sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 84.94% higher than that of the company.
Regions Probability Of Bankruptcy Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Regions Financial's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Regions Financial could also be used in its relative valuation, which is a method of valuing Regions Financial by comparing valuation metrics of similar companies.
Regions Financial is currently under evaluation in probability of bankruptcy category among related companies.
Regions Financial Main Bankruptcy Drivers
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Return On Assets | 0.0125 | 0.007423 | 0.0155 | 0.0145 | 0.0136 | 0.009472 | |
| Net Debt | 5.8B | (14.4B) | (27.0B) | (8.9B) | (3.9B) | (3.7B) | |
| Total Current Liabilities | 2.1B | 81.4B | 89.9B | 113.6B | 113.2B | 118.9B | |
| Non Current Liabilities Total | 7.9B | 3.6B | 2.4B | 1.8B | 21.5B | 22.6B | |
| Total Assets | 126.2B | 147.4B | 162.9B | 155.2B | 152.2B | 93.5B | |
| Total Current Assets | 27.1B | 45.5B | 58.2B | 1.6B | 7.4B | 7.1B | |
| Total Cash From Operating Activities | 2.6B | 2.3B | 3.0B | 3.1B | 2.4B | 1.8B |
Regions Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Regions Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Regions Financial's managers, analysts, and investors.
Environment Score | Governance Score | Social Score |
Regions Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0135 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 22.71 B | ||||
| Shares Outstanding | 919.19 M | ||||
| Shares Owned By Insiders | 0.25 % | ||||
| Shares Owned By Institutions | 81.67 % | ||||
| Number Of Shares Shorted | 35.3 M | ||||
| Price To Earning | 15.04 X | ||||
| Price To Book | 1.12 X | ||||
| Price To Sales | 2.51 X | ||||
| Revenue | 8.9 B | ||||
| Gross Profit | 6.94 B | ||||
| EBITDA | 2.61 B | ||||
| Net Income | 2.07 B | ||||
| Cash And Equivalents | 15.67 B | ||||
| Cash Per Share | 16.77 X | ||||
| Total Debt | 2.87 B | ||||
| Debt To Equity | 6.48 % | ||||
| Book Value Per Share | 17.10 X | ||||
| Cash Flow From Operations | 2.36 B | ||||
| Short Ratio | 3.89 X | ||||
| Earnings Per Share | 2.11 X | ||||
| Price To Earnings To Growth | 9.99 X | ||||
| Target Price | 21.77 | ||||
| Number Of Employees | 20.1 K | ||||
| Beta | 1.21 | ||||
| Market Capitalization | 17.67 B | ||||
| Total Asset | 152.19 B | ||||
| Retained Earnings | 8.19 B | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 3.28 % | ||||
| Net Asset | 152.19 B | ||||
| Last Dividend Paid | 0.88 |
About Regions Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Regions Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Regions Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Regions Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
| LTC | Litecoin | |
| STETH | Staked Ether | |
| LINK | Chainlink | |
| XLM | Stellar | |
| CRO | Cronos |
When determining whether Regions Financial is a strong investment it is important to analyze Regions Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regions Financial's future performance. For an informed investment choice regarding Regions Stock, refer to the following important reports:
Check out Regions Financial Piotroski F Score and Regions Financial Altman Z Score analysis.
For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.
Note that the Regions Financial information on this page should be used as a complementary analysis to other Regions Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Complementary Tools for Regions Stock analysis
When running Regions Financial's price analysis, check to measure Regions Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regions Financial is operating at the current time. Most of Regions Financial's value examination focuses on studying past and present price action to predict the probability of Regions Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regions Financial's price. Additionally, you may evaluate how the addition of Regions Financial to your portfolios can decrease your overall portfolio volatility.
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities | |
| Content Syndication Quickly integrate customizable finance content to your own investment portal | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities |
Is Regions Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.88 | Earnings Share 2.11 | Revenue Per Share 7.501 | Quarterly Revenue Growth 0.156 | Return On Assets 0.0135 |
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
